Moving In

Unlocking Your First Home: A Practical Guide for Toronto’s New BuyersChapter 8 of 10 · Updated November 2026 · Reviewed by Irina Marchenkova, Real Estate Representative
Keys and moving box in a Toronto condominium entryway
Illustrative scene of moving into a first home; not a property listing.

Key takeaways

  • Book movers and elevators early, especially for condos.
  • Utility providers differ across the GTA, so confirm yours for the address.
  • Update your address with institutions before you move.
  • Test smoke and carbon monoxide alarms as soon as you arrive.
In this chapter

Preparing for the MoveSetting Up Utilities and ServicesHome Maintenance Tips

Preparing for the Move

Start with a simple checklist as soon as you have a closing date.

Get quotes from a few movers, and check their reviews and insurance. Toronto streets can be tight, and condos may need an elevator booking. Moving dates at month-end can fill up fast.

Declutter before you pack, use good boxes and label each box with its room.

Update your address with your bank, your employer, your healthcare providers, and Elections Ontario and Elections Canada, along with any other accounts you use. Then look up nearby services so you’ll be ready for your first week.

Visual guide · First home

Your moving countdown

When What to do
8 weeks before Compare movers; book the lawyer’s time for signing
4 weeks before Book movers and any condo elevator; start packing
2 weeks before Transfer utilities; arrange home insurance
1 week before Update your address; pack an essentials box
Moving day Read meters; photograph condition; test alarms
Adjust the timing to your closing date. Condos may have move-in hours and fees.
Rental moving van outside a house
Illustrative photo by Artaxerxes, CC BY-SA 4.0, via Wikimedia Commons.

Update your address

BankAccounts and cards.
WorkPayroll and benefits.
HealthDoctors and OHIP.
Driver’s licenceServiceOntario.
MailCanada Post forwarding.

Setting Up Utilities and Services

Arrange your services before you move in. Providers depend on where you buy.

In Toronto, Toronto Hydro supplies electricity; elsewhere in the GTA, your distributor varies by municipality. Enbridge Gas is the main natural gas distributor in much of the region. Contact providers well ahead, and ask about account fees or deposits. Check whether the home has rented equipment, such as a water heater, that needs to be transferred.

Water is usually billed by your municipality. Your lawyer can often help confirm final meter readings for closing.

Compare internet packages, including Bell, Rogers and smaller companies. Some condos have agreements with certain providers, so ask your property manager.

Waste rules differ by municipality, and condos often have their own systems. In Toronto, check the City’s collection schedule or call 311 about bins.

Visual guide · First home

Who to contact to set up services

Service Who to call
Electricity Your local distributor (Toronto Hydro in Toronto)
Natural gas Enbridge Gas, in most of the GTA
Water Your municipality or regional provider
Internet Check building availability first
Waste Your municipality or condo management
Home insurance Your insurer or broker, before closing
Providers vary by address, so confirm before you move.

Home Maintenance Tips

Regular care prevents costly repairs. A seasonal checklist is the easiest way to stay on top of it.

Outside, check your roof for damaged shingles, clear the eavestroughs and keep walkways free of snow and ice.

Inside, service your heating system every year before the cold weather arrives, and fix leaks quickly. Ontario homes must have working smoke alarms on every storey and outside sleeping areas, and carbon monoxide alarms where required. Test them monthly, and replace batteries and expired units.

Seal gaps where pests could get in, and call a professional if you see signs of an infestation. Set aside money for repairs, along with any cosmetic updates you’re planning.

A seasonal maintenance plan

SpringCheck roof and gutters; test sump pump
SummerService air conditioning; check caulking
FallService furnace; shut off outdoor taps
WinterClear vents and walkways; watch for ice dams
Test smoke and carbon monoxide alarms every month, all year.
Sources, checked November 2, 2026Toronto Hydro · Enbridge Gas · City of Toronto. Educational information only; confirm your own situation with a lawyer, lender or tax professional.